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| This is our privacy notice for our
customers. When we us the words “you” and “your” we mean all
persons (individuals) who do not have a continuing
relationship with us but who may use a financial product or
service we provide in isolated transactions. This includes,
for example; someone who needs assistance in financing a
vehicle; someone who needs assistance in obtaining insurance
coverages; and seeks extended warranty coverage.
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We will tell you the sources for non-public personal information we collect on our customers. |
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We will tell you what measures we take to secure that information. |
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We will also tell you what information we share with other entities. |
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We will explain what your rights are, and how you can exercise them. |
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| May we first define some terms: |
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Non-public personal information means information about you that we collect in connection with providing a financial product or service to you. Nonpublic personal information does not include information that is available from public sources such as telephone directories or government records. |
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A non-affiliated third party is a company that is not an affiliate of ours. |
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Opt out means a choice you can make to prevent certain sharing of information. We will explain how you can exercise this choice. |
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The Information That We Collect: |
| We collect non-public personal information about you from the following sources: |
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Information we receive from you on applications or other forms. |
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Information about your transactions with us. |
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Information about your transactions with non-affiliated third parties. |
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Information from a consumer reporting agency. |
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| THE CONFIDENTIALITY, SECURITY AND INTEGRITY OF YOUR NON-PUBLIC PERSONAL INFORMATION |
| We restrict access to non-public personal information
about you to those employees and independent contractors who
need to know that information to provide products or
services to you. We maintain physical, electronic and
procedural safeguards that comply with federal regulations
to guard your non-public personal information. |
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| NON-PUBLIC PERSONAL INFORMATION AND NON-AFFILIATED THIRD PARTIES |
| Since we value our customer relationship with you, we
will not disclose your non-public personal information to
nonaffiliated third parties, except as permitted by law. |
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| NON-PUBLIC PERSONAL INFORMATION AND NON-AFFILIATED THIRD
PARTIES FUTURE CHANGES |
| In the future, we may disclose non-public personal
information to nonaffiliated third parties such as nonpublic
personal information we receive from you on an application
or other Forms, such as Name and Address. You may opt out of
the disclosure of any information we disclose. |
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| Types of Non-affiliated Third Parties |
| We may disclose non-public personal information about you in the future to the following types of nonaffiliated third parties: |
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Financial Service providers, Insurance agents and extended warranty companies. |
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We may also disclose non-public personal information about you to nonaffiliated third parties as permitted by law. |
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| YOU HAVE THE RIGHT TO CHOOSE |
| In this notice, we have explained our policy about the
disclosure of certain information. |
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| Non-affiliated Third Parties |
| We have explained the kinds of non-public personal
information we may disclose to non-affiliated third parties.
We have also explained the kinds of non-affiliated third
parties with whom we may disclose the non-public personal
information. If you prefer that we do not disclose
non-public information to non-affiliated third parties, you
may opt out those disclosures, that is, you may direct us
not to make those disclosures other than the disclosures
permitted by law. |
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| Your decision to block the disclosure of your non-public
personal information will apply to all products and services
you receive from us. |
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